Prepaid vs postpaid in Malaysia: Which mobile plan is best for you in 2026?

Telco
February 24, 2026
  •  
By 
Farah Mustafa

Choosing the best mobile plan in Malaysia in 2026 is no longer just about price — it’s about data speed, flexibility, device bundles and long-term value.

If you’re wondering about the difference between prepaid and postpaid, or asking yourself “Is prepaid cheaper than postpaid?” — this guide breaks it all down to help you decide.

What is the difference between prepaid and postpaid?

The key difference lies in how you pay these mobile plans and what benefits you receive.

  • Prepaid: You pay upfront before using mobile services. No contract. No long-term commitment.
  • Postpaid: You use first and pay at the end of the billing cycle. Often includes additional perks and device bundles.

Both now offer 5G connectivity, but the structure and benefits differ depending on your lifestyle needs.

What is a prepaid plan?

A prepaid plan allows you to reload credit or subscribe to a monthly data pass without signing a contract. It’s often considered the most flexible SIM plan in Malaysia.

Latest CelcomDigi prepaid 5G plans in 2026

If you’re searching for the best prepaid 5G plan in Malaysia, here are options to consider:

  • Prepaid 5G Hyper 30 – 50GB high-speed data (30 days)
  • Prepaid 5G Hyper 35 – 100GB high-speed data (30 days)
  • Prepaid 5G Power and Power+ plans – Large data allocations with selected plans offering uncapped 5G speeds, unlimited calls and hotspot access
  • Selected Power+ plans include entertainment-ready features for heavy streamers

These plans are ideal if you’re looking for:

  • A cheap mobile plan in Malaysia
  • A no contract SIM plan
  • Flexible monthly commitment
  • Large data quota without fixed billing

Is prepaid cheaper than postpaid?

Well, it depends on usage.

Prepaid is usually cheaper upfront because:

  • There is no contract
  • You control how much you spend
  • You can skip renewal if needed

However, heavy users who consume large amounts of data every month may find that certain unlimited postpaid plans in Malaysia offer better long-term value.

What is a postpaid plan?

A postpaid plan bills you at the end of the month. It is popular among professionals, families and heavy data users who prefer seamless connectivity without manual renewals.

If you’re searching for the best postpaid plan in Malaysia with unlimited data, CelcomDigi’s 2026 lineup offers multiple tiers.

Latest CelcomDigi postpaid 5G plans in 2026

  • Postpaid 5G 45 SE – Entry-level affordable 5G plan
  • Postpaid 5G 80, 100, 120 – Generous high-speed data for everyday users
  • Postpaid 5G 140, 160 and 190 – Premium plans with unlimited 5G data at uncapped speeds
Did you notice Prime Video and Viu is now included in the Postpaid plans?

Selected benefits may include:

  • Unlimited 5G internet
  • Entertainment add-ons (streaming platforms)
  • Roaming passes
  • Family line options
  • Postpaid plan with phone bundle options

Is postpaid better than prepaid?

Another commonly asked question.

Postpaid may be better if you:

  • Use high amounts of data every month
  • Want unlimited internet plan Malaysia
  • Prefer automatic billing
  • Want to bundle the latest smartphone
  • Manage multiple family lines

It offers convenience and premium perks — particularly for those deeply connected to digital services.

Quick comparison: prepaid vs postpaid Malaysia 2026

Feature Prepaid Postpaid
Contract No contract May require contract with device bundle
Billing Pay before use Pay monthly after usage
5G access Yes Yes
Unlimited data Selected plans Available on higher plans
Phone bundles Not available Available
Best for Budget-conscious, flexible users Heavy users, families, professionals

Choosing between prepaid and postpaid in Malaysia in 2026 depends on how you use your mobile connection. If you prioritise flexibility and cost control, prepaid plans offer excellent value. If you want convenience, unlimited 5G data and device bundles, postpaid plans may suit you better.

Prime Video now included in your plan!

Enjoy unlimited access to top Prime Originals and movies on Prime Video. All set in your Postpaid plan or Prepaid plan
Learn more

FAQ:

1. Can I switch from prepaid to postpaid?

Yes. Many users upgrade from prepaid to postpaid when they need more data or want a postpaid plan with phone bundle options. Switching is common as lifestyle and usage needs change.

2. Do prepaid plans support 5G in Malaysia?

Yes. Many prepaid plans now offer 5G access in Malaysia, including CelcomDigi prepaid 5G plans. Users can enjoy faster speeds and smoother streaming, although data limits and speed tiers may vary by plan.

3. What’s the difference between high-speed data and unlimited data?

High-speed data refers to a fixed amount of fast 4G or 5G internet (for example, 50GB or 100GB). Once you exceed that quota, your speed may be reduced. Unlimited data plans in Malaysia, allow continuous usage without a data cap, though fair usage policies may apply.

4. Which is better for heavy data users?

If you regularly stream, game or use hotspot extensively, a postpaid unlimited data plan in Malaysia is usually better. It offers consistent speeds and higher data allocations compared to most prepaid plans.

Enjoy the dramas on Viu?

CelcomDigi Prepaid 5G now comes with Viu Pemium access at RM55/month
Learn more

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