EV vs petrol cars in Malaysia: is EV insurance really more expensive?

Lifestyle
November 25, 2025
  •  
By 
Farah Mustafa

The Proton e.mas 5 is making EV dreams a reality. Priced from RM57,000, with up to 325km of range, and a modern design that rivals far more expensive models, it's quickly become the best electric car in Malaysia for first-time EV buyers.

But as you plan your switch to electric, one question still matters:
Is EV insurance more expensive than petrol cars?

EV insurance costs in Malaysia💸

Short answer: Yes — but not by much.
For the Proton e.mas 5, annual premiums are typically RM1,800–RM2,300, compared to around RM1,200–RM1,700 for similar petrol cars.

Why the price bump?

  • EV batteries are expensive to replace
  • Repairs require trained EV technicians
  • Fewer service centres (though this is improving fast)

But with more local EV support (thanks to Proton) and a growing number of insurers offering EV-specific plans, that cost is starting to come down.

Why EVs still make sense financially⚖️

Despite slightly higher insurance, EVs offer long-term savings:

  • Zero road tax (currently waived until end of 2025)
  • Low charging costs (RM20–RM25 per full charge)
  • Minimal maintenance (no oil changes!)
  • Government EV incentives

That makes the Proton e.mas 5 a smart choice for both your wallet and the environment.

EV vs petrol: Quick comparison

Factor EV (Proton e.mas 5) Petrol Car (e.g. Persona)
Insurance (est.) RM1,800–RM2,300/year RM1,200–RM1,700/year
Road Tax RM0 (waived for now) RM90–RM1,000+ per year
Fuel vs Charging RM25/charge (~325km) RM90+/tank (~400km)
Maintenance Low (no oil, fewer parts) Higher (frequent servicing)
Mobile Use High — apps, nav, streaming Medium

If you've decided to get that EV car... you have to get this mobile plan too!

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One all-in-one bill: Mobile + home internet, zero bill shock
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In an EV world that runs on apps, maps, and real-time updates — seamless connectivity isn’t optional, it’s essential.

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✅ Power your Proton e.mas 5 with CelcomDigi One™

The Proton e.mas 5 proves that owning an EV in Malaysia is no longer just a trend — it’s a smart, affordable lifestyle upgrade. And to fully embrace it, you need a plan that’s just as connected, flexible, and future-ready.

The CelcomDigi One™ gives you everything in one — from unlimited 5G mobile and home internet, to shared lines for your family or devices, all from just RM261/month.

👉 Going electric?
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